2026 Cost Data
How Much Does a Heat Pump Cost in Shiloh?
Normal Range:$13,000 – $20,756
Heat pumps cost $15,900 on average in New Jersey, based on 23 real homeowner quotes.
Get Your EstimateData from BLS · ENERGY STAR · EIA · 23+ homeowner reports · Updated March 2026
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Uses BLS labor data for your metro area, NREL electricity rates for your ZIP, and ENERGY STAR equipment pricing.
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We'll use your ZIP code to find local prices, rebates, and climate data.
Shiloh at a Glance
Average Cost
$15,900
median
23 crowdsourced quotes from New Jersey
Electricity Rate
10.9¢
below 16¢ avg/kWh
EIA · Atlantic City Electric Co
Climate Zone
Zone 4
IECC 2021
Rebates
$0
expired
DSIRE · EnergySage
A heat pump in Shiloh typically costs $13,000–$20,756 installed, based on 23 real quotes from New Jersey homeowners. Shiloh's electricity runs 10.9¢/kWh (Atlantic City Electric Co) — well below the national average, making heat pumps cheap to run. You're in Climate Zone 4, which means you get real seasons — your system needs to handle both heating and cooling.
Cost by Project Type
What Will It Cost?
Cost depends more on what you're installing than your home size. A single ductless unit for one room is very different from a whole-home multi-zone system.
Central ducted heat pump
Replaces existing furnace — uses your current ductwork
$13,975 – $30,000
median $16,500 · 11 quotes
Dual-fuel / hybrid system
Heat pump + gas furnace backup for coldest days
$10,609 – $18,918
median $15,900 · 7 quotes
Based on real homeowner-reported costs in New Jersey. Your actual cost depends on equipment brand, local labor rates ($29/hr in Shiloh), and site conditions.
What New Jersey Homeowners Actually Paid
Based on 23 crowdsourced quotes from real homeowners. These are what people reported paying — not contractor estimates.
Budget (25th)
$13,000
Median
$15,900
Premium (75th)
$20,756
Lowest
$6,000
Highest
$40,000
In Their Own Words
"Amana variable speed furnace (120000 and 60000 BTU) with (2) 4 ton Amana R-32 14.2 SEER A/C units plus (implied) 1 additional Tu ton Amana…"
$18,918
"Option 1: replace steam boiler with new steam boiler and add fully ducted AC in attic; includes permits, running new gas & electrical, and…"
$40,000
"Amana variable speed furnace 120,000 BTU with (2) 4 ton Amana 14.2 SEER R-32 A/C units (cased coils & outdoor condensers) plus another…"
$18,918
Source: crowdsourced homeowner reports, collected and verified by WattFax.
Cost by System Type
There are a few different kinds of heat pump systems. The right one depends on whether your home has ductwork (the air vents in your walls and ceiling that blow hot/cold air).
Ducted
$22,086
median · 11 quotes
Connects to the air vents (ducts) already in your walls and ceiling. Best if you have existing ductwork from a furnace or AC system.
Dual-Fuel Hybrid
$14,530
median · 7 quotes *
A heat pump paired with a gas furnace as backup. The gas kicks in on the coldest days. Best in very cold climates where temps regularly drop below 10°F.
Ductless Mini-Split
$15,129
median · 3 quotes *
Wall-mounted units in individual rooms, no ductwork needed. Each room gets its own temperature control. Great for older homes or additions.
* Small sample size — may not reflect typical pricing.
Source: 23 homeowner reports from New Jersey.
What Drives the Price in Shiloh
$29/hr
Local HVAC Labor Rate
Labor is the biggest variable between cities. The Bureau of Labor Statistics reports that HVAC installers in the Shiloh area earn a median of $29/hr. After business overhead (insurance, trucks, office), contractors typically charge around $103/hr. A typical install takes a 2-person crew 8–12 hours, putting Shiloh labor at $1,236–$2,060. That's near the national median of $28/hr.
Source: BLS Occupational Employment Statistics, SOC 49-9021
Zone 4
Your Climate Zone
Shiloh is in IECC Climate Zone 4. Zone 4 is mixed — moderate summers, cold winters (10–25°F lows). Heating and cooling loads are roughly balanced. This affects what size and type of system you need: since you get both hot summers and cold winters, the system needs to handle both.
A Shiloh home under 1,500 sq ft typically needs a 2-ton system ($5,030–$9,148), while homes over 3,500 sq ft need 5 tons ($8,648–$14,972).
Source: IECC 2021 Climate Zone Map
10.9¢/kWh
Your Electricity Rate
This is what you pay per kilowatt-hour of electricity through Atlantic City Electric Co. It matters because a heat pump runs on electricity — so your electric rate directly affects how much it costs to heat and cool your home. Your rate is well below average — even a standard-efficiency system will be cheap to run.
What's SEER2? It stands for Seasonal Energy Efficiency Ratio — think of it like MPG for your car. A 20 SEER2 system uses about 25% less electricity than a 15 SEER2 system. At Shiloh's rate, that's roughly $185/year saved on heating alone.
Source: EIA Electric Power Monthly · Atlantic City Electric Co
Will a Heat Pump Save You Money?
If you currently heat with a gas furnace and cool with a separate AC unit, here's how a heat pump compares — it replaces both in a single system. Based on Shiloh's electricity rate of 10.9¢/kWh.
Current: Gas Furnace + AC
With Heat Pump (Heating + Cooling)
Switching could save you roughly $229/year on heating and cooling bills.
Assumes 1,500–2,500 sqft home. Gas furnace at 95% AFUE, existing AC at SEER 10, heat pump COP 3.0. Rates from EIA.
Rebates You Can Use in Shiloh
Rebates reduce your upfront cost — some are taken off the price at purchase, others come as tax credits or utility bill credits.
Federal 25C Tax Credit
Expired December 31, 2025. May be renewed — check IRS.gov.
No state or utility rebates currently found for this area. Check with Atlantic City Electric Co or your contractor — new programs launch frequently.
Source: DSIRE · EnergySage · Rewiring America
Frequently Asked Questions
How much does a heat pump cost in Shiloh?
Based on 23 real homeowner quotes, the median installed cost in New Jersey is $15,900. Budget installs (25th percentile) come in around $13,000, while premium systems hit $20,756+. The price depends on your home size, system type, and whether you need new ductwork.
What rebates are available in Shiloh?
The federal 25C tax credit (up to $2,000) expired December 2025. No active state or utility programs found for this area.
Do heat pumps work in Shiloh's climate?
Yes. Shiloh is in Climate Zone 4. Zone 4 is mixed — moderate summers, cold winters (10–25°F lows). Our recommendation: 9.5+ HSPF2. Consider cold-climate rated if lows regularly drop below 15°F.
What's the difference between ducted and ductless?
A ducted heat pump connects to the air vents already in your walls and ceiling — if you have a furnace now, you probably have ducts. It heats and cools the whole house through those vents. A ductless mini-split uses small wall-mounted units in individual rooms, connected by a thin pipe to an outdoor unit. It's ideal if you don't have existing ductwork, or want to control temperatures room-by-room. In New Jersey: Ducted median $22,086 vs Dual-Fuel Hybrid median $14,530.
What does electricity cost in Shiloh?
10.9¢/kWh (Atlantic City Electric Co). That's well below the national average — heat pumps are especially cheap to run here. This rate directly affects your monthly operating cost since heat pumps run on electricity.
What brand should I get?
Based on what New Jersey homeowners actually installed, the most popular brands are Mitsubishi (3 installs, median $15,129). Brand choice matters less than proper sizing and installation quality — a well-installed mid-tier system will outperform a poorly installed premium one.
Labor: BLS (SOC 49-9021) · Equipment: ENERGY STAR · Electricity: EIA / NREL · Rebates: Rewiring America · Climate: IECC 2021 · Quotes: 23+ homeowner reports · Updated March 2026